State Specific Consumer Disclosures

Alaska

After first contacting Noventis, Inc. at 1-877-847-2266, if you still have an unresolved complaint or concern regarding Noventis, Inc., or the money services activity conducted, you should contact:

STATE OF ALASKA, DEPARTMENT OF COMMERCE
550 West 7th Avenue, Suite 1850
Anchorage, Alaska 99501
(907) 269-4594

ARIZONA

Noventis, Inc. (“Licensee”) has a Money Transmitter License, MT-0909184 issued by the Arizona Department of Financial Institutions. For consumer complaints or questions, please contact:

ARIZONA DEPARTMENT OF FINANCIAL INSTITUTIONS
2910 North 44th Street, Suite 310
Phoenix, Arizona 85018
(602) 255-4421

ARKANSAS

After first contacting Noventis, if you still have an unresolved complaint regarding our money transmission activities, please direct your complaint to:

ARKANSAS SECURITIES DEPARTMENT
201 E. Markham, Suite 300
Little Rock, Arkansas 72201
(501) 324-9260
http://banking.arkansas.gov

California

If you have any complaints with respect to any aspect of the money transmission activities conducted by our authorized agent, you may contact the California Department of Business Oversight at its toll free telephone number 1-866-275-2677, file online at https://docqnet.dbo.ca.gov/complaint or submit by mail to:

DEPARTMENT OF BUSINESS OVERSIGHT
Attn: Consumer Services
1515 K Street, Suite 200
Sacramento, California 95814

If you would like to contact Noventis regarding services provided by our authorized agent, you may call Noventis at 1-877-847-2266.

RIGHT TO REFUND
You, the customer, are entitled to a refund of the money to be transmitted as the result of this agreement if Noventis, Inc. does not forward the money received from you within 10 days of the date of its receipt, or does not give instructions committing an equivalent amount of money to the person designated by you within 10 days of the date of the receipt of the funds from you unless otherwise instructed by you.If your instructions as to when the moneys shall be forwarded or transmitted are not complied with and the money has not yet been forwarded or transmitted, you have a right to a refund of your money.If you want a refund, you must mail or deliver your written request to:

Noventis, Inc.
5120 Woodway Drive, Suite 6001
Houston, Texas 77056

If you do not receive your refund, you may be entitled to your money back plus a penalty of up to $1,000 and attorney’s fees pursuant to Section 2102 of the California Financial Code.

Colorado

Entities other than FDIC insured financial institutions that conduct money transmission activities in Colorado, including the sale of money orders, transfer of funds, and other instruments for the payment of money or credit, are required to be licensed by the Colorado Division of Banking pursuant to the Money Transmitters Act, Title 12, Article 52, Colorado Revised Statutes.

If you have a question about or problem with your transaction (the money you sent), you must contact the Money Transmitter who processed your transaction for assistance. The Division of Banking does not have access to this information. If you are a Colorado resident and have a complaint about the Money Transmitter (the company that sent your monet), all complaints must be submitted in writing. Please fill out the Complaint Form provided on the Colorado Division of Banking’s website and return it and any documentation supporting the complaint via mail or email to the Division of Banking at:

COLORADO DIVISION OF BANKING
1560 Broadway, Suite 975
Denver, Colorado 80202

DORA_BankingWebsite@state.co.us
www.dora.colorado.gov

FLorida

Noventis, Inc. is located at 5120 Woodway Drive, Suite 6001, Houston Texas 77056 and holds a valid and existing license issued by the Office of Financial Regulation for the State of Florida pursuant to Chapter 560 of the Florida Licensing of Money Services Business. If you have any complaints, please contact Noventis at 1-877-847-2266.

Georgia

Noventis, Inc. is a licensed money transmitter in the state of GA. If you have a complaint or concern regarding its money transmission services, you may contact Noventis toll-free at 1-877-847-2266. For unresolved complaints, you may contact:

DEPARTMENT OF BANKING AND FINANCE FOR THE STATE OF GEORGIA
2990 Brandywine Rd, Suite 200
Atlanta, Georgia 30341
(888) 986-1633

Illinois

If after first contacting Noventis, Inc. at 1-877-847-2266, you still have an unresolved complaint or concern regarding Noventis, Inc. or the money services activity conducted, please contact the Illinois Department of Financial Institutions, toll free at 1-877-710-5331 for suspected violation of the Illinois Transmitters of Money Act.

Maryland

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints regarding the licensee, Noventis, Inc., 5120 Woodway Drive, Suite 6001, Houston, Texas 77056, license #941613, and control number 4505312, at:

COMMISSIONER OF FINANCIAL REGULATION FOR MARYLAND
500 North Calvert St, Room 402
Baltimore, Maryland 21202-3651
(410) 230-6100
(877) 634-6361

Minnesota

To report fraud or suspected fraud in connection with the money transmission services conducted through Noventis, Inc. you may contact Noventis toll-free at 1-877-847-2266.

Mississippi

Noventis, Inc. is located at 5120 Woodway Drive, Suite 6001, Houston, Texas 77056 and holds a valid and existing license issued by the Commissioner of Banking and Consumer Finance for the State of Mississippi pursuant to Chapter15 of the Mississippi Money Transmitter Act. CONSUMER NOTICE: If you have any complaints regarding our licensed activity, please contact Noventis at 1-877-847-2266. Noventis is licensed by the Mississippi Department of Banking and Consumer Finance.

New York

Noventis, Inc. is licensed as a Money Transmitter by the New York State Department of Financial Services and is subject to supervision and regulation by the New York State Department of Financial Services and must exercise reasonable supervision over its agents and subagents to insure compliance with applicable laws, rules and regulations with regard to money transmission.For all questions or complaints about this Agent, please contact:

Noventis, Inc.
5120 Woodway Drive, Suite 6001
Houston, Texas 77056
Toll-free: (877) 847-2266

Noventis is liable for payment non-delivery or delayed delivery beyond the delivery date caused by the negligence of Noventis and/or its authorized agent.  For questions about a payment or to request a refund, please call 1-866-671-5867.

NEW YORK DEPARTMENT OF FINANCIAL SERVICES, CONSUMER ASSISTANCE UNIT
One Commerce Plaza
Albany, NY 12257
Fax: (212) 480-6282

Noventis is liable for payment non-delivery or delayed delivery beyond the delivery date caused by the negligence of Noventis. For terms relating to any right to refund, please see the Evolve End User License Agreement (“EULA”).

Texas

Noventis, Inc. (“Noventis”) is licensed under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. If you have a complaint, first contact the consumer assistance personnel at Noventis toll-free at (877) 847-2266. If, after first contacting Noventis, you still have an unresolved complaint regarding money transmission or currency exchange activity; please direct your complaint to the Texas Department of Banking. Consumers/customers may file complaints with the Texas Department of Banking by contacting the Department through one of the means indicated below in person or by mail:

2601 North Lamar Boulevard, Suite 300
Austin, Texas 78705-4294
Toll-free: (877) 276-5554
Fax: 512-475-1313
consumer.complaints@dob.texas.gov
www.dob.texas.gov

Washington

Noventis, Inc. is conducting money transmission services in the state of Washington. If you have a complaint about this service, please contact:

Noventis, Inc.
5120 Woodway Drive, Suite 6001
Houston, Texas 77056
Toll-free: (877) 847-2266